Understanding Crypto Earning
Earning in crypto refers to generating passive income by depositing your digital assets into designated accounts for a fixed period. OKX, a leading cryptocurrency exchange, offers this service under its "Earn" program, allowing users to grow their holdings effortlessly.
👉 Discover how OKX makes crypto earning simple
Types of Earn Services on OKX
OKX provides two primary earning options:
Flexible Savings (余币宝)
- Instant deposits/withdrawals
- Daily interest accrual
- No minimum deposit requirements
P2P Lending (C2C借贷)
- Lend assets to other OKX users
- Fixed terms with varying returns
- Competitive annual percentage yields (APY)
Investment Thresholds
| Product | Minimum Investment |
|---|---|
| Flexible Savings | None |
| P2P Lending | Varies by term |
Tracking Your Earnings
Monitor all active earning positions under "My Assets" in the Earn section, which displays:
- Investment period
- Principal amount
- Accrued interest
- Projected APY
Earning Timeline Explained
The interest calculation process differs by product:
Flexible Savings Example:
- Day 1: Deposit assets (no interest)
- Day 2 (00:00 UTC): Interest calculation begins
- Day 3 (00:00 UTC): Interest credited to your account
Example:
- Deposit 1 BTC on November 26
- Interest calculation starts November 27 at 00:00 UTC
- Earnings appear November 28 between 00:00-01:00 UTC
Frequently Asked Questions
Q: Is there any lock-up period for Flexible Savings?
A: No. You can withdraw anytime without penalties.
Q: How does P2P lending risk work?
A: OKX provides collateral mechanisms to protect lenders against default risks.
Q: When do I receive my first interest payment?
A: Typically within 48 hours of deposit, depending on the product.
Q: Can I compound my earnings?
A: Yes! Flexible Savings automatically reinvests your daily earnings.
👉 Start earning today with OKX's secure platform
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