You can easily deposit USD from your bank account to your OKX account using an ACH bank transfer. This payment method is exclusively available to verified U.S. users residing in eligible states. To begin, link your bank account through Plaid, our trusted partner, for secure and seamless transactions. Once your ACH deposit request is submitted, you can start trading right away.
How to Make a Cash Deposit
Web Instructions
- Log in to your OKX account at okx.com, navigate to Assets, and select Cash Deposit.
- Choose Bank Transfer (ACH) and click + Add Account to link your bank via Plaid (ensures secure connection to OKX).
- After successful linking, confirm your account addition on the success page.
- Enter your deposit amount and click Preview.
- Finalize by selecting Submit to initiate the ACH transfer.
Mobile App Instructions
- Open the OKX app, tap Deposit, then select Deposit USD.
- Opt for Bank Transfer (ACH) and click + Add Account to link via Plaid.
- Confirm the successful account linkage.
- Input your desired amount and tap Preview.
- Complete the process by clicking Submit.
Important Notes:
- Ensure your OKX account name matches your bank account name.
- Funds (or equivalent crypto) may be held briefly before withdrawals are permitted (details appear on the withdrawal screen).
Frequently Asked Questions (FAQs)
1. Why can’t I see the "Deposit USD" option?
USD deposits are only available to verified U.S. users in eligible states, per local regulations.
2. Why are certain payment methods restricted?
Available methods depend on your verified identity and regional compliance.
3. What does "Cash deposit unavailable" mean?
This service isn’t offered in your region yet. Check back for updates.
4. Why is identity verification required?
It ensures platform security and compliance with local laws.
5. How do I view my deposit history?
Navigate to the cash deposit page (web/app) under All Deposits.
6. How long do ACH transfers take?
Trades can begin immediately after initiating the deposit.
7. What if I encounter errors during transfer?
Contact customer support with a screenshot of the issue for assistance.
8. How do I check my deposit limits?
Click the information icon on the deposit page for details.
👉 Need help? Visit OKX Support
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