How to Withdraw USD via Bank Transfer (ACH) on OKX

Withdrawing USD from your OKX account to your bank is simple and secure. This guide covers the step-by-step process for both web and mobile app users, along with essential tips for seamless transactions.

Eligibility for USD Withdrawals

This service is currently available only to verified US customers residing in eligible states. Ensure your OKX account name matches your bank account details to avoid processing delays.

Withdrawing USD via Bank Transfer (ACH)

Web Instructions

Log in to your OKX account and navigate to Assets > Withdraw.
Select Bank Transfer (ACH) and click + Add Account to link your bank via Plaid (a secure third-party service).
Follow Plaid’s prompts to authenticate your bank account.
Once linked, enter the withdrawal amount and click Preview.
Review details and confirm by clicking Withdraw.

👉 Need help setting up Plaid?

Mobile App Instructions

Open the OKX app, go to Portfolio > Withdraw > Withdraw USD.
Choose Bank Transfer (ACH) and tap + Add Account to connect via Plaid.
After successful linking, input the amount and tap Preview.
Enter your authentication code (SMS/2FA) and confirm withdrawal.

Key Considerations

Processing Time: Funds typically arrive in 3–5 business days after OKX processes the request.
Account Verification: Withdrawals require successful bank account ownership confirmation.
Limits: Check remaining withdrawal limits via the info icon on the withdrawal page.

FAQ Section

1. Why don’t I see the "Withdraw USD" option?

Cash withdrawals are region-restricted due to local regulations.

2. Can I withdraw if bank verification fails?

No. Resolve verification issues first.

3. How do I track withdrawal history?

Navigate to All Withdrawals on the web or Portfolio in the app.

4. When is money sent from OKX?

You’ll receive an email confirmation once processed.

5. Why can’t I withdraw all funds?

ACH deposits may have temporary holds for security checks.

👉 Learn more about withdrawal limits

For further assistance, contact OKX support. Always ensure your account details are up-to-date for smooth transactions.