Overview
PayPal USD (PYUSD) is a stablecoin created by PayPal Holdings, designed to bridge the gap between traditional fiat currencies and cryptocurrencies. Pegged 1:1 to the US dollar, PYUSD offers financial stability while enabling seamless global transactions within PayPal's vast ecosystem of over 300 million active users and 25 million merchants.
👉 Discover how PYUSD compares to other stablecoins
What Is PayPal USD (PYUSD)?
PYUSD operates as a regulated stablecoin backed by:
- Dollar deposits
- US Treasury securities
Managed by Paxos Trust Company, a New York-based regulated blockchain provider.
Key Features:
- 1:1 USD backing ensures price stability
- Low-fee transactions globally
- Integrated with PayPal for payments and transfers
- Available on TradFi and DeFi platforms
Safety Note: While PayPal implements robust security measures, concerns exist about PYUSD's "asset protection" module that may freeze balances.
Today's PYUSD Price (Real-Time)
Current Price: ¥7.16
24h Change: ¥0.00155 (0.02%)
Market Cap: ¥35.21 billion
Key Metrics:
| Metric | Value |
|---|---|
| 24h Trading Volume | ¥29.52 million |
| Circulating Supply | 491 million PYUSD |
| All-Time High | ¥13.61 |
| 52-Week Range | ¥6.19 - ¥8.40 |
👉 Track PYUSD price trends live
How to Buy PYUSD
Eligibility: Only KYC-verified PayPal users can purchase PYUSD via:
- Web platform
- Mobile app
Fees:
- Free internal transfers
- Conversion/withdrawal fees apply
Investment Consideration: As a stablecoin, PYUSD mimics USD value storage rather than speculative growth.
PYUSD Market News & Analysis
Recent Developments:
- Bitcoin Correlation: Analysts debate BTC cycle extensions amid PYUSD adoption trends
- Regulatory Watch: Paxos' compliance framework under scrutiny
- DeFi Integration: PYUSD gaining traction in decentralized lending protocols
Price Forecasts:
- Short-term stability expected within ¥7.10-7.30 range
- Long-term adoption hinges on PayPal's merchant integration
FAQ
Is PYUSD a good investment?
As a stablecoin, PYUSD preserves value rather than appreciates. Ideal for low-risk crypto exposure.
How does PYUSD maintain its peg?
Through Paxos' reserves of USD cash equivalents and Treasury bonds.
Can I earn interest on PYUSD?
Currently through third-party DeFi platforms only - not natively via PayPal.
Market Statistics Deep Dive
Supply Dynamics:
- Fixed total supply matching reserve holdings
- Burn/mint mechanisms adjust circulation as needed
Liquidity Profile:
- Top 5 exchange pairs account for 78% of volume
- Average spread: 0.3% across major platforms
Last updated: [Current Date]
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