How To Withdraw Money from Crypto.com

Introduction

Crypto.com is a leading digital cash exchange that enables users to trade over 250 cryptocurrencies using 20 fiat currencies via its app. Known for its affordability and security, it stands out among other crypto exchanges.

This guide covers everything you need to know about withdrawing crypto and fiat money from Crypto.com, including fees, processing times, and alternative methods like the Crypto.com Visa Card.

How to Withdraw Crypto from Crypto.com

Prerequisites

• A verified Crypto.com account (Starter level or higher).
• An exchange wallet or external crypto wallet.

Step-by-Step Process

1. Log in to your account at crypto.com/exchange.
2. Navigate to Wallets > Spot Wallet.
3. Select the cryptocurrency you wish to withdraw and click “Withdraw”.

4. Choose your destination:

   • Crypto.com Exchange Wallet: Free and instant.
   • External Wallet: Incurs a withdrawal fee (varies by crypto) and takes 2–3 hours to process.
5. Enter the amount and click “Review Withdrawal”.
6. Verify via SMS OTP and Google Authenticator, then confirm.

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Funds Availability

• Exchange Wallet: Instant.
• External Wallet: 2–3 hours.

How to Withdraw Fiat Money from Crypto.com

Since Crypto.com doesn’t directly support fiat withdrawals, you’ll need to:

1. Sell your crypto for USD.
2. Deposit the proceeds into your Crypto.com USD Fiat Wallet.

3. Transfer to a U.S. bank via:

   • ACH Transfer: 3–5 business days ($20 minimum).
   • Wire Transfer: 1–2 days ($1,000 minimum).

Fees

• Crypto.com charges no fees for transfers.
• Your bank may impose fees—check beforehand.

Alternative: Crypto.com Visa Card Withdrawals

Features

• Works like a Visa debit card (ATM withdrawals/purchases).

• Top-up limits:

  • Crypto: $10,000/day, $25,000/month.
  • Cash: $250–$1,000/day ($5,000 max).

Withdrawal Limits

• Per transaction: $200–$1,000.
• Daily: $500–$2,000.
• Monthly: $5,000–$10,000.

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Canceling a Withdrawal

• Transactions are usually irreversible.
• Contact Crypto.com Support via the app’s chat for assistance.

Key Takeaways

• Crypto withdrawals are faster than fiat.
• Fiat withdrawals require selling crypto first.
• Review all fees and processing times before proceeding.

FAQs

1. Does Crypto.com offer a bank account?

No. Funds are held in a digital wallet (crypto) or fiat wallet (USD after sale).

2. Can I withdraw crypto directly to my bank?

No. You must sell crypto to USD first, then transfer.

3. How fast are crypto withdrawals?

• Exchange Wallet: Instant.
• External Wallet: 2–3 hours.

4. What are the withdrawal limits for the Visa Card?

• Daily: $500–$2,000.
• Monthly: Up to $10,000.

5. Are there fees for ACH/wire transfers?

Crypto.com charges none, but your bank might.

Pro Tip: Always double-check wallet addresses and transaction details to avoid errors.

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