Introduction
Mercuryo.io is a fully certified European multipurpose payment solution enabling businesses to accept crypto payments, store funds, and facilitate transfers via its multicurrency wallet. Founded in London in 2018, the company bridges digital assets and fiat currencies with seamless gateway services for global payments.
Key highlights:
- Fiat-to-crypto conversions for EUR, USD, and RUB
- Instant crypto exchanges
- Plans to launch a crypto card, SaaS solutions, and gig economy tools
Why Choose Mercuryo.io?
Mercuryo stands out for its:
✅ Competitive exchange rates for buying/selling cryptocurrencies
✅ Diverse payment methods (Visa, Mastercard, Apple/Google Pay)
✅ Regulatory compliance: Estonian license, US MSB status, and UK FCA registration
✅ Trusted by 200+ partners including Binance, KuCoin, and Trust Wallet
👉 Explore Mercuryo’s secure platform
Features & Products
1. Multicurrency Wallet
- Custodial service with seed phrase recovery via ID verification
- Supports 10+ cryptocurrencies (BTC, ETH, USDT, etc.)
- KYC completes in under 15 minutes
2. Crypto Payment Widget for Businesses
- Customizable, low-code integration
- Handles KYC/AML, chargebacks, and fraud prevention
- Earn 0.5% per transaction
3. Mobile App
- Buy, sell, and store crypto on-the-go
- Available on App Store and Google Play
4. Referral Program
- Earn 0.5% commission on referrals’ trades
Fees & Limits
| Transaction Type | Fee | Limits (Verified Users) |
|------------------|-----|--------------------------|
| Buy Crypto | 3.95% | Up to €4,000/transaction |
| Sell Crypto | 2.95% | €1,700/transaction max |
| Withdraw to Card | €4/USD4/RUB50 min | €15,000 monthly cap |
Security & Compliance
- Cold wallet storage + exchange partnerships
- FATF-compliant KYC (ID + address proof required)
- Biometric checks for high-volume users
Pros & Cons
Pros:
- Fiat/crypto conversions
- User-friendly mobile app
- EMI license pending
Cons:
- Limited to Visa/Mastercard deposits
- No FSCS protection
FAQ
How do I sign up?
Download the app, verify your phone, and complete KYC in <15 minutes.
Can I transfer crypto to Mercuryo?
Yes—send from external wallets to your Mercuryo address.
Is Mercuryo safe?
Yes, with cold storage, PCI DSS compliance, and anti-fraud monitoring.
Final Thoughts
Mercuryo simplifies crypto payments for businesses and individuals, combining competitive fees with robust security. Its upcoming Visa card and expanding license portfolio signal strong growth potential.
Social Links: