Huobi Exchange has introduced a new "Large Amount High-Yield" financial product under its wealth management platform, catering to investors seeking competitive returns on substantial deposits. This product combines flexibility with security, allowing users to deposit and withdraw funds at any time while earning stable returns. Key details include:
Product Highlights
- Supported Currency: USDT (other currencies to follow)
- Minimum Investment: ≥50,000 USDT
- Annualized Yield: Up to 5% (4% base + 1% platform subsidy)
- Liquidity: Flexible redemption with T+3 settlement
Fee Structure
| Category | Details | Rate |
|---|---|---|
| Annualized Yield | Base 4% + 1% platform subsidy | 5.00% |
| Redemption Fees | ≤180 days | 0.50% |
| >180 days ≤365 days | 0.30% | |
| >365 days | 0.00% |
👉 Maximize your crypto earnings with Huobi’s high-yield solutions
Target Investors
- High-Net-Worth Individuals: Ideal for those with significant capital seeking long-term, stable returns while managing short-term redemption costs.
- Professional Investors: Suited for institutional players or fund managers prioritizing high-yield, low-volatility assets.
- Long-Term Planners: Perfect for education/retirement funds requiring steady growth against market fluctuations.
Comparative Analysis
| Feature | Fixed-Term | Flexible | Large-Amount High-Yield |
|---|---|---|---|
| Min. Deposit | None | None | ≥50,000 USDT |
| Redemption | Penalty for early | No fees | Tiered fees (0–0.5%) |
| Yield | Lower, fixed | Variable | Higher, fixed |
Key Rules
- Partial Redemption: If you redeem 30,000 USDT, the next investment requires only 30,000 USDT to meet the threshold.
- Interest Calculation: Starts T+1 after deposit; principal + interest released T+3 post-redemption.
- APY Note: Excludes redemption fees.
Why Choose This Product?
- Higher Returns: Outperforms standard fixed/flexible options.
- Liquidity: No lock-in period, T+3 withdrawals.
- Security: Backed by Huobi’s rigorous risk-control framework.
How to Invest
App:
- Home > Huobi Wealth > Large-Amount High-Yield
- Assets > Huobi Wealth > Large-Amount High-Yield
Web:
- Assets > Huobi Wealth > Large-Amount High-Yield
- Wealth > Huobi Wealth > Large-Amount High-Yield
FAQ
Q: What’s the minimum investment for this product?
A: 50,000 USDT, with partial redemptions adjusting the threshold dynamically.
Q: How are redemption fees calculated?
A: Fees decrease with longer holding periods (0.5% for ≤180 days, 0% after 365 days).
Q: When does interest start accruing?
A: T+1 after deposit, with full settlement (principal + interest) by T+3 post-redemption.
Q: Can I redeem funds anytime?
A: Yes, but withdrawals take 3 business days to process.
Q: Is the 5% APY guaranteed?
A: Yes, comprising a 4% base rate + 1% platform subsidy, fixed regardless of market changes.